Personal Lines

RISCO offers the creative solution and personalized service for your personal lines customers.  We have the ability to customize a personal lines policy to meet your customer’s unique needs.  We have binding authority with our companies and can quote your risks usually the same day.


homeowners insurance

RISCO offers binding authority Homeowners Programs for your hard to place personal lines clients. These clients need your help in creating an insurance program to protect their personal assets. RISCO can help you meet this goal.

Areas we excel at include:

  • High Valued Homes
  • Homes from $150,000 to unlimited
  • Coastal / Windstorm Properties
  • Second Homes / Vacation / Seasonal Properties
  • Vacant Homes
  • Dwelling Fire
  • Replacement Cost and Special Form available
  • Trusts, LLCs, partnerships & corporations
  • Older Homes

Current States: CT, MA, NY & RI

Umbrella & Excess

RISCO can offer your clients the extra protection they need. With rising liability payouts Umbrella or Excess Insurance has become a vital part of personal insurance programs. RISCO can get you a quote.

We offer:

  • Personal Umbrella
  • Excess Personal Umbrella
  • Comprehensive Personal Liability
  • Excess Comprehensive Personal Liability

For clients wishing to pay using a credit card, click the link below. Please make sure that you contact your agent or broker to let the know your preferred payment method.

RISCO Insurance Brokerage, Inc.

personal lines insurance